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Auto Dealers
Target Clients:
- Consigned auto sales
- Regular car, pickup, alternative fuel & electric vehicle sales
- Golf cart sales
- Mobile home dealers
- Emergency vehicle sales
- Trailer Sales (horse, heavy, travel, utility)
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Garagekeepers’ physical damage
- Dealers’ physical damage
- Broadened coverage available
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, OR, TN, TX, UT, WA
Auto Repair Shops
Target Clients:
- Automotive, motorcycle, boat & heavy vehicle services & repairs
- Body and/or paint shops with a spray booth
- Auto upholstery shops
- Auto restoration
- Brake & muffler shops
- Radiator repairs
- Scooter repairs
- Tractor/trailer repair
- Trailer hitch repair
- Mobile repair
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Auto Restoration
Target Clients:
- Antique & classic auto services & repairs
- Body and/or paint shops with a spray booth
- Auto upholstery shops
- Auto restoration
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Auto Service Operations
Target Clients:
- Full-service car wash
- Gasoline stations
- Smog service stations
- Mobile operations
- Emergency roadside assistance
- Frame alignment shops
- Recreational vehicle & boat storage
- Car wrap advertisement
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Heavy Vehicle Repair & Sales
Target Clients:
- Heavy Truck & buses
- Motorhome & recreational vehicles
- Farm equipment & tractors
- Boat engines
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Motorcycle Repair & Sales
Target Clients:
- Motorcycles
- Dirt bikes
- All-terrain vehicles
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Dealers’ physical damage
- $300,000 damage to rented premises
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
RV and Motorhome Repair & Sales
Target Clients:
- RV & Motorhome Repair
- RV & Motorhome Sales
- RV & Motorhome Storage
- New ventures and new ownership eligible
Coverages:
- Property: Building & business personal property
- Garage Liability
- Garagekeepers’ physical damage
- Dealers’ physical damage
- Broadened coverage available
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Salvage Yards & Auto Dismantling
Target Clients:
- Entire lot fenced (min 4 feet in height)
- No more than 3 autos are stacked
- Car crushing is allowed with restrictions
- Pull your own parts: unbolting only
- New ventures and new ownership eligible
Coverages:
- Garage Liability
- Up to $5 million physical damage coverage
- Broadened garage coverage
- Additional coverage options
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Tire Dealers & Repair
Target Clients:
- Sale, service installation, repair of tires
- Mobile operations are also considered
- Heavy truck tire repair & service
- Tires must be less than 5 years old
- Used tires sold: No greater than 25% of garage operations
- 3 years hardcopy loss runs
Coverages:
- Property: Building & business personal property
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Workers’ Compesnation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, TN, TX, UT, WA
Valet Parking
Target Clients:
- Valet parking services
Coverages:
- Garage Liability
- Broadened garage coverage
- Garagekeepers’ Legal Liability
- Property
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, WA
Wholesale Auto Dealers
Target Clients:
- Consigned auto sales
- Regular car, pickup, alternative fuel & electric vehicle sales
- Golf cart sales
- Mobile home dealers
- Emergency vehicle sales
- Trailer Sales (horse, heavy, travel, utility)
- New ventures and new ownership eligible
- Coverages:
Coverages:
- Garage Liability
- Garagekeepers’ physical damage
- Dealers’ physical damage
- Broadened coverage available
- Workers’ Compensation
Requirements:
- See “applications” for specific form to complete
- State Eligibility: AZ, CA, CO, ID, MD, NM, NE, OR, TN, TX, UT, WA
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