What We Write Contractors

See Teresa’s Full List of Target Products

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Don’t see what you are looking for? Please call 1-800-922-7283 or contact your underwriter for more information about additional classes of business.

Architects & Engineers E&O

Target Clients:
  • Engineers: Structural, construction, oil & civil
  • Architects with design
  • Geo tech/thermal engineers
  • Land Surveyors
  • CAD/CAM design
  • Construction Managers
  • No limitation on Scope of projects
  • New ventures and new ownership eligible
Coverages:
  • Contractor’s Pollution Liability
  • General Liability
  • Professional Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Cyber Liability
  • Limits of Liability up to $5 million
  • Workers’ Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Builder's Risk

Target Clients:
  • New construction projects or renovation of an existing structure
  • Risks with up to $5,000,000 in total project cost
Coverages:
  • Inland Marine/Property
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Contractors: Artisan/Trade

Target Clients:
  • Small to medium size artisan contractors
  • More than 30 classes of eligible artisans
  • Engaged in construction of new commercial or residential structures
  • Maintenance, service, repair or remodeling of existing structures
  • Artisan entity performing 1 or 2 trades
  • Subcontracting no more than 25 – 50% in receipts
  • New and used contractors’ equipment owned or leased on a long-term basis
  • New ventures are eligible
Coverages:
  • Property
  • Inland Marine: Contractor’s Equipment
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Professional Liability (E&O)
  • Excess Liability up to $5 million
  • Workers' Compensation
Requirements:
  • See “applications” for specific form to complete
  • Available in AZ, CA, CO, OR, MD, NM, NV, TN TX & WA

Contractors E&O

Target Clients:
  • Contractors needing E&O
  • New ventures and new ownership eligible
Coverages:
  • Property
  • Inland Marine: Contractor’s Equipment
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Professional Liability (E&O)
  • Excess Liability up to $5 million
  • Workers' Compensation
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Contractors Equipment

Target Clients:
  • Contractors Equipment provides broad property coverage for machinery, equipment and tools used by contractors. Equipment includes, but is not limited to, tractors, cranes, graders, forklifts, front-end loaders, backhoes, bulldozers, tools and similar equipment that is mobile.
Coverages:
  • Inland Marine
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, NV, OR

Contractors: General

Target Clients:
  • Commercial General Contractors
  • Commercial Remodeling General Contractors
  • Owner/Builder Acting as General Contractor
  • Commercial Paper Contractors
Coverages:
  • Property
  • Inland Marine
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Crime
  • Medical Payments
  • Equipment Breakdown
  • Professional Liability
  • Excess Liability or Umbrella up to $25 million
Requirements:
  • See “applications” for specific form to complete
  • Available in AZ, CA, CO, OR, MD, NM, NV, TN TX & WA

Environmental Contracting & Consulting

Target Clients:
  • Environmental Contractors
  • Remediation or abatement of pollutants
  • Installation, removal or cleaning of storage tanks
  • Alternative energy contractors and consultants
  • Environmental consultants, engineers
  • Environmental assessments, lab analysis & permitting
  • New ventures and new ownership eligible
Coverages:
  • Contractors Pollution Liability
  • Contractors Liability: Environmental work
  • Professional liability
  • Inland Marine
  • Excess General Liability up to $5 million
  • Hired & non-owned auto liability
Requirements:
  • See “applications” for specific form to complete
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Landscaping

Target Clients:
  • Landscaping services
  • Arborists
  • Lawn Care services
  • New ventures are eligible
Coverages:
  • General Liability
Requirements:
  • See “applications” for specific form to complete
  • Available in AZ, CA, CO, OR, MD, NM, NV, TN TX & WA

Umbrella Liability

Target Clients:
  • Risks that meet eligibility on a primary basis
  • Primary underlying carrier is A.M. Best rated B++ or better
  • New ventures and new ownership eligible
Coverages:
  • Umbrella/Excess General Liability up to $5 million
Requirements:
  • See “applications” for specific form to complete
  • Acord application submission is acceptable
  • State Eligibility: AZ, CA, CO, ID, MD, NM, NE, NV, OR, PA, TN, TX, UT, WA

Workers' Compensation

Target Clients:
  • Small to medium size artisan contractors
  • More than 30 classes of eligible artisans
  • Artisan entity performing 1 or 2 trades
  • Subcontracting no more than 15-25% in receipts
  • New and used contractors’ equipment owned or leased on a long-term basis
Coverages:
  • Workers’ Compensation
  • Property
  • Inland Marine: Contractor’s Equipment
  • Contractors Liability
  • Blanket Additional Insured Coverage
  • Waiver of Subrogation Coverage
  • Contractors Pollution Liability
  • Professional Liability
  • Excess Liability up to $5 million
Requirements:
  • Acord application submission
  • State Eligibility: AZ, CA, CO, ID, NM, NV, OR, TX